For me the one think that sticks out is point number 3 - practice delayed gratification. For a lot of people who are in debt the problem of instant gratification can be seen as the cause of their debt. It has been too easy to simply fill in a form and get a loan or credit card. This money doesn't seem to have as much value as if it had been saved and as a result people tend to spend it more easily.
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· 1 year ago
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For me the one think that sticks out is point number 3 - practice delayed gratification. For a lot of people who are in debt the problem of instant gratification can be seen as the cause of their debt. It has been too easy to simply fill in a form and get a loan or credit card. This money doesn't seem to have as much value as if it had been saved and as a result people tend to spend it more easily.